Date
Your Name
Your Address
Your City, State, Zip Code
Complaint Department
Name of Credit Reporting Agency
Address
City, State, Zip Code
Dear Sir or Madam:
I am writing to dispute the following information in my file.
The items I dispute are also encircled on the attached copy of
the report I received. (Identify item(s) disputed by name of source,
such as creditors or tax court, and identify type of item, such
as credit account, judgment, etc.)
This item is (inaccurate or incomplete) because (describe what
is
inaccurate or incomplete and why). I am requesting that the item
be
deleted (or request another specific change) to correct the information.
Enclosed are copies of (use this sentence if applicable and describe
any enclosed documentation, such as payment records, court documents)
supporting my position. Please reinvestigate this (these) matter(s)
and (delete or correct) the disputed item(s) as soon as possible.
Sincerely,
Your name
Enclosures: (List what you are enclosing)
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