Credit Monitoring Services

Monitor your credit and keep your credit report clean.

One of the ways to catch identity fraud early is to monitor your credit report. There are numerous credit-monitoring services that offer notification about activity posted to your report, such as a new credit card account or a new bank loan, so you can catch such things early if it turns out you did not initiate them.

Credit Monitoring Service is designed to alert you so you can exercise your right under federal law to dispute possible inaccurate information in a timely manner and protect your good credit. By monitoring your credit file, they automatically notifies you of significant changes made to your credit file.

How it works:

First, you'll receive a FREE copy of your official credit report... so you know what your credit report says about you today. Included is a credit report explanation form so you understand what your credit report means to you and to the companies you already have credit with. Also included is a toll free phone number and forms for you to use to have possible inaccurate information investigated at no charge.

Then, to make sure there are no surprises about your credit for the next year, you will be automatically notified if derogatory information is added to your credit file, if there is a reported change of address, or if there are any applications for, or issuances of, new credit cards or reported loans.

Credit Monitoring Services Available:

• Citi® Credit Monitoring
  
  
• Identity Guard Credit Monitoring
  
  
• TureCredit.com