Credit Monitoring

Keep Your Credit Report Protected

Information in your credit report can influence most every aspect of your life. You have the right to know what is being reported about you to others.

By staying informed and updated you will be able to maintain constant vigilance of your credit history. This in turn will provide you a head start on identifying potential fraud or errors that could prevent you from getting the credit you deserve. Identity theft is a new type of criminal emerged in the 1990s who can wreak havoc with your finances and credit and destroy your good reputation.

Keep track of new entries on your credit report so you can quickly react to fraud or inaccuracies. However, you would not wish to have to request a new report every time you want to apply for credit.

Credit Monitoring Services can help you.

Credit monitoring services will be able to help you for that purpose. Their service includes obtaining your credit file every month, analyzing it, and tracking any changes which have occurred.

Credit monitoring service companies will advise you whether any of your dormant accounts have been activated, whether there is any information which might indicate that someone is attempting to defraud or impersonate you, whether there are any applications for, or issuance of, new credit cards or reported loans, and who has recently been looking at your credit file. They also monitor new data sources automatically and alert you to any issue they find.

By signing up for credit monitoring service, you usually receive a FREE copy of your official credit report... so you know what your credit report says about you today. You will also get a credit report explanation form so you understand what your credit report means to you and to the companies you already have credit with. In addition, you will be able to find a toll free phone number and forms for you to use to have possible inaccurate information investigated at no charge.

Advantages of Credit Monitoring:

• Regular online access to your credit report with analytical tools.
  
• Complete identity theft protection with fraud-watch emails and updates to your credit report
  
• Toll-free access to credit specialists with fraud resolution service.
  

Credit Monitoring Services Available:

• All 3 Bureau Credit Monitoring
  
  
• Identity Guard Credit Monitoring
  
  
• Citi® Credit Monitoring
  
  
• TrueCredit.com
  

Related articles:

• Why You should check your credit report regularly
• Identity Theft