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Incorrect Information
on Your Credit Report
As you read through your credit report, you may find incorrect or misleading
information. Common errors include the followings:
- Incorrect or incomplete name, address, phone number, social security
number or employment information
- Accounts which is not yours
- Incorrect account histories--such as late payments when you paid
on tile
- Closed accounts listed as open (this may look as if you have too
much open credit)
- Accounts listed more than once
- Any account you closed that doesn't say "closed by consumer"
- Lawsuits in which you were not involved
- Bankruptcies not identified by their specific chapter number
Credit reporting agencies are required to correct inaccurate or incomplete
information in your credit report. To find out how to dispute credit
report errors, click here.
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