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CreditInfoWeb.com - Your dependable source of credit information. Everything you need to know about credit is here! Check your credit report regularly to protect your identity.
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Free Credit Report, Credit Card, Credit Score, Loan and More
Check your credit history rating from Equifax,
Experian (TRW),
and TransUnion.
Anyone who has bought a home or applied for a mortgage knows that your credit report can cost you thousands of dollars in extra loan charges or can save you thousands.
With today's technology, credit reports can be obtained easily on the internet. If you haven't seen your credit report lately, get a 3 bureau merged credit report from all three major credit reporting agencies -- Equifax, Experian (TRW), , and TransUnion. Each of the three national credit reporting agencies are independent of each other. Therefore what is on one report may or may not be on another. See how your credit will measure up for a loan or credit before you apply.
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Identity Theft WarningRecent identity theft incident has renewed consumer conerns. Identity
theft is a crime in which an imposter obtains key pieces of information
such as Social Security and driver's license numbers and uses it
for their own personal gain. The Federal Trade Commission says last
year alone it received about 250,000 identity theft complaints.
It's easy for you to become the next victim. Click here
for more info on how to prevent identity theft. |
Basic Info:
A credit report is a document that contains a factual record of an individual's credit payment history. It is mainly used to judge his/her credit worthiness by lenders. The credit report not only lists basic information such as your name and social security number, but other information pertaining to your credit, especially your borrowing and repaying habits. Basically, it shows how you treat credit and your relationships with creditors.
Your credit can determine what you can buy, what type of car you drive, and even where you can live. It is important to maintain the best credit report possible. Each person should check his or her credit report and make sure it is correct.
Credit score is a scientific method that uses statistical models to assess an individual's credit worthiness based on their credit history and current credit accounts. A computer-generated score is compiled using information from an individual's credit report. Creditors frequently use the scores when deciding who receives loans.