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CreditInfoWeb.com - Your dependable source of credit information. Everything you need to know about credit is here! Check your credit report regularly to protect your identity.
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Free Credit Report, Credit Card, Credit Score, Loan and More
Check your credit history rating from Equifax,
Experian (TRW),
and TransUnion.
Anyone who has bought a home or applied for a mortgage knows that your credit report can cost you thousands of dollars in extra loan charges or can save you thousands.
With today's technology, credit reports can be obtained easily on the internet. If you haven't seen your credit report lately, get a 3 bureau merged credit report from all three major credit reporting agencies -- Equifax, Experian (TRW), , and TransUnion. Each of the three national credit reporting agencies are independent of each other. Therefore what is on one report may or may not be on another. See how your credit will measure up for a loan or credit before you apply.
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Identity Theft WarningRecent identity theft incident has renewed consumer conerns. Identity
theft is a crime in which an imposter obtains key pieces of information
such as Social Security and driver's license numbers and uses it
for their own personal gain. The Federal Trade Commission says last
year alone it received about 250,000 identity theft complaints.
It's easy for you to become the next victim. Click here
for more info on how to prevent identity theft. |
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Credit
and Mortgage Related News
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May 22, 2013
CORRECTED-Alinta plans $1 bln term loan B debt raising in US News from sources – Reuters: Wed May 22, 2013 6:17pm EDT (Corrects in paragraph 11 to show that Pact Group is controlled by Raphael Geminder; it is not owned by New Zealand tycoon Graham Hart) SYDNEY May 22 (Reuters) – Private equity-controlled power firm Alinta Energy is planning a $ 1 billion-plus debt issue in the U.S. [...] > Read moreFortress Is Betting On Bill Collectors With Mortgage Servicer Nationstar May 19, 2013
Kirsten Gillibrand Aims To Jumpstart Student Loan Refinancings With New Bill News from Huffington Post: Debtors with high interest rates on their federal student loans would refinance into cheaper loans under proposed legislation to be unveiled this week, in a move that would lower borrowers’ burdens and potentially hurt private lenders and investors. Is Obama’s mortgage rescue program working? News from STLtoday.com: Rose Bess was falling behind on her mortgage payments after her marriage broke up in 2011. May 18, 2013
How to survive severe student loan debt News from Marketplace.org: Debt has a new face — it’s very young and very worried. One report out just this week estimates that the college class of 2013 will graduate owing an average of more than $ 35,000 in federal, state and private loans. |
Basic Info:
A credit report is a document that contains a factual record of an individual's credit payment history. It is mainly used to judge his/her credit worthiness by lenders. The credit report not only lists basic information such as your name and social security number, but other information pertaining to your credit, especially your borrowing and repaying habits. Basically, it shows how you treat credit and your relationships with creditors.
Your credit can determine what you can buy, what type of car you drive, and even where you can live. It is important to maintain the best credit report possible. Each person should check his or her credit report and make sure it is correct.
Credit score is a scientific method that uses statistical models to assess an individual's credit worthiness based on their credit history and current credit accounts. A computer-generated score is compiled using information from an individual's credit report. Creditors frequently use the scores when deciding who receives loans.